Independent
by principle.
We form a view around the facts, the objective and the alternatives. Assumptions deserve scrutiny, even when they are familiar.
A clear view of the situation.
A considered way through it.

Vikas Khiyani Associates is an independent insolvency and stressed-asset advisory firm based in Bengaluru. We help lenders, businesses and investors make sense of situations where value, time and stakeholder interests meet.
Our work begins with understanding. The financial position. The operating reality. The people around the table. We connect these perspectives to shape a practical response, then stay close as the plan moves into action.
That is the standard we bring to every conversation, every assessment and every recommendation.
The quality of a decision depends on the thinking behind it. Four commitments guide ours.
We form a view around the facts, the objective and the alternatives. Assumptions deserve scrutiny, even when they are familiar.
Commercial understanding meets financial discipline. We examine the viable core, test the downside and make the trade-offs visible.
A direct relationship and senior attention. Your context carries through from the first discussion to the next decision.
A recommendation has to work beyond the page. We define ownership, dependencies and the next steps that move a situation forward.
Led by Vikas Khiyani, the practice brings a senior, considered perspective to insolvency, restructuring and stressed-asset advisory.
Financial questions rarely exist in isolation. We draw together the commercial, transactional and process perspectives needed for the situation, with clear accountability for the work.
Understand the immediate concern, the stakeholders and the decision you need to make. Establish the basis for a conflict check.
Agree what needs to be understood, where evidence is missing and which options deserve assessment.
Set a clear scope, deliverables, responsibilities and reporting rhythm before the work begins.
Turn analysis into coordinated action. Revisit the plan when the facts change and keep the key decisions visible.